Terms & Conditions

Last Updated: March, 2024

These terms and conditions (“Terms”) govern your Spectre Payments services and website use. By accessing or using our services, you agree to be bound by these Terms. If you disagree with these Terms, please do not use our services.

1. Acceptance Of Terms

1.1 Scope:

• These Terms apply to all Spectre Payments service users, including customers, visitors, and others.

1.2 Updates:

• We may update or modify these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for changes.

2. Use Of Services

2.1 Eligibility:

• To use our services, you must be of legal age and have the legal capacity to enter into agreements.

2.2 Account Registration:

• You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account information and agree to accept responsibility for all activities that occur under your account.

3. Intellectual Property

3.1 Ownership:

• All content and materials on our website, including text, graphics, logos, images, and software, are the property of Spectre Payments and are protected by intellectual property laws.

3.2 License:

• You are granted a limited, non-exclusive, revocable license to access and use our services for personal, non-commercial purposes.

4. User Content

4.1 Submission:

• By submitting content to Spectre Payments, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content.

4.2 Responsibility:

• You are solely responsible for the content you submit and ensure that it complies with applicable laws and does not infringe on the rights of others.

5. Privacy

5.1 Privacy Policy:

• Our Privacy Policy governs how we collect, use, and disclose your personal information. By using our services, you consent to the terms of our Privacy Policy.

6. Prohibited Conduct

6.1 Restricted Activities:

• You agree not to engage in any prohibited activities, including but not limited to hacking, spamming, and unauthorized access to our systems.

7. Limitation Of Liability

7.1 Disclaimer:

• Our services are provided “as is” without any warranty, and we disclaim all liability for any errors, omissions, or inaccuracies in our content.

7.2 Limitation:

• Spectre Payments shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of our services.

8. Governing Law

8.1 Applicable Law:

• These Terms are governed by and construed by the laws of Nigeria.

9. Termination

9.1 Termination:

• We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without prior notice, for any reason, including a breach of these Terms.

10. Contact Us

If you have any questions about these Terms, please get in touch with us at info@spectrepayments.com